Stillwell Funds

Looking for a $50K to $100K business loan?

Looking for a $50K to $100K business loan?

Looking for a $50K to $100K business loan?

We understand the frustration of waiting weeks for an SBA decision-or chasing a bank that takes days to respond. Stillwell Funds focuses on responsive, long term business relationships and funding options built around your next move.

We understand the frustration of waiting weeks for an SBA decision-or chasing a bank that takes days to respond. Stillwell Funds focuses on responsive, long term business relationships and funding options built around your next move.

How much are you looking for?

How much are you looking for?

How much are you looking for?

Are we a match? Check our minimum requirements.

Are we a match? Check our minimum requirements.

1 Year

in business

Business

Business

checking account

$360K

business annual revenue

550

personal FICO® score

Transparent Relationships

Transparent Relationships

We are here to show you the best options, build around your next move.


We are here to show you the best options, build around your next move.


Responsive Support

Responsive Support

Our team is here when you need us, with clear guidence at every step.

Our team is here when you need us, with clear guidence at every step.

Dedicated planning.

Dedicated planning.

Gain insights from past business owners, make a plan that fits your growth

Gain insights from past business owners, make a plan that fits your growth

Tired of waiting weeks?

Tired of waiting weeks?

We personally guarantee that you will be funded in 48hr or less.

We personally guarantee that you will be funded in 48hr or less.

Why the process works

Why the process works

Why the process works

Built around clarity, speed and long-term business growth.

Built around clarity, speed and long-term business growth.

7 times 10, business owners come back with a 30% increase in monthly revenue. Our main focus is to build lasting business relationships to support the growth of your business.


How the funding process works

A simple path from request to review and next steps.

STEP 1

Apply

Apply

Securely connect your business in minutes, powered by Plaid and Experian. Applying is free and won’t affect your personal credit.

Securely connect your business in minutes, powered by Plaid and Experian. Applying is free and won’t affect your personal credit.

STEP 2

Approved in Minutes

Approved in Minutes

A Stillwell Funds underwriter reviews your file. You’ll get a fast decision, plus a dedicated rep to answer any questions.

STEP 3

Funded Same Day

Funded Same Day

E-sign your offer and access your funds the same business day.

See the funding options avaiable for your next move

See the funding options avaiable for your next move

See the funding options avaiable for your next move

Get flexible funding options designed for established business, with transparent terms and a process that respects your time

Get flexible funding options designed for established business, with transparent terms and a process that respects your time

Get flexible funding options designed for established business, with transparent terms and a process that respects your time

Stillwell Funds Line of Credit

Stillwell Funds Term Loan

A lump sum to fuel major investments, manage cash flow or seize a growth opportunity.

Fixed monthly payments

Terms designed for established businesses

Use funds for expansion, equipment, inventory and more

No hard credit pull

Stillwell Funds Line of Credit

Stillwell Funds Term Loan

A lump sum to fuel major investments, manage cash flow or seize a growth opportunity.

Fixed monthly payments

Terms designed for established businesses

Use funds for expansion, equipment, inventory and more

No hard credit pull

Stillwell Funds Line of Credit

Stillwell Funds Term Loan

A lump sum to fuel major investments, manage cash flow or seize a growth opportunity.

Fixed monthly payments

Terms designed for established businesses

Use funds for expansion, equipment, etc.

No hard credit pull

Stillwell Funds is not a one time transaction we are a business partner that caters you to your next stage of growth.

What is an SBA loan?

What is an SBA loan?

SBA loans are offered by participating lenders and partially guaranteed by the U.S. Small Business Administration. They can offer longer repayment terms, but often involve more documentation and a longer process.

SBA loans are offered by participating lenders and partially guaranteed by the U.S. Small Business Administration. They can offer longer repayment terms, but often involve more documentation and a longer process.

Potential benefits

Potential benefits

• Longer repayment terms
• Competitive pricing for qualified businesses
• Larger funding possibilities

• Longer repayment terms
• Competitive pricing for qualified businesses
• Larger funding possibilities

Important considerations

Important considerations

• Documentation requirements
• Longer approval timelines
• Possible collateral or guarantees
• Not every business qualifies

• Documentation requirements
• Longer approval timelines
• Possible collateral or guarantees
• Not every business qualifies

Eligibility and terms depend on the lender and applicant profile.

Alternatives when an SBA loan isn’t the right fit

Some businesses need a faster or more flexible structure. Stillwell Funds can help review options based on your current needs.

Term funding

• Fixed repayment structure
• Useful for planned investments
• Terms depend on the business profile

• Fixed repayment structure
• Useful for planned investments
• Terms depend on the business profile

Line of Credit

• Credit limits from $6K - $200K
• Flexible repayment terms of 12, 18 or 24 months
• Great for keeping funds on hand

• Credit limits from $6K - $200K
• Flexible repayment terms up to 24 months
• Great for keeping funds on hand

Review My Options

What real business owners say

Real experiences from business owners who worked with Stillwell Funds.

“Caleb and Dominick at Stillwell Funds were fantastic. They actually got our deal across the finish line. Clear communication, no runaround, and they fought for a structure that worked for my business. They were professional, responsive, and straight with me the whole time. Refreshing to work with people who value trust and follow through. Highly recommend.”

Ahmed Abouelsaoud

Ahmed Abouelsaoud

Ahmed Abouelsaoud

“I’ve dealt with quite a few different lenders and entities over the course of the past decade. Caleb and Dominick stand above the rest. They are both extremely impressive, responsive, and professional to work with. As a business owner who has poured my heart and soul into my company, I was impressed that their main focus was making sure they could help set up something that would be beneficial for the business, not just them as a lender. They were in touch every step of the way. This isn’t my first rodeo, however this experience was tremendously different than most. It’s not just shove something down your throat—10 out of 10. Hoping to work with them long-term and build a business relationship.”

Justin Slagal

Justin Slagal

Justin Slagal

“Caleb and Amin were great. Super helpful, patient, knowledgeable and determined to deliver exceptional customer service. Highly recommend! Look forward to a continued business relationship.”

Dylan Barnes

Dylan Barnes

Dylan Barnes

“Dominick was a refreshing surprise in an industry with a lot of empty promises and people who will mislead to make a quick buck. Dominick listened to the need, told the truth and delivered when most wouldn’t do the hard work to deal with obstacles. Dominick worked hard to earn a long-term relationship, and he delivered!”

Kevin Hamm

Kevin Hamm

Kevin Hamm

“Dominic and Caleb were absolutely amazing to work with. They helped very quickly! I would highly recommend using them if you are ever in a bind or need some business funding!”

Teri Bonvicino

Teri Bonvicino

Teri Bonvicino

“This company doesn’t mess around like other companies we dealt with. Caleb Stillwell is the MAN for sure. He takes care of his clients. He finds fast solutions and can get your company the funding you’re in need of. I highly recommend.”

Charles Swan

Charles Swan

Charles Swan

“Caleb was fantastic and so attentive! We’re looking forward to a long-term partnership with this dedicated team.”

C. Geniva Erwin

C. Geniva Erwin

C. Geniva Erwin

Frequently asked questions

How long does the SBA loan process take?
Will I need collateral or a personal guarantee?
Why might an SBA request be declined?
What if I need business funding sooner?
Will my payments be daily, weekly, or monthly?
How much money will actually reach my business?
How should I compare the total cost of an offer?
Could funding now affect a future SBA request?
What is an SBA loan?
Does the SBA lend the money directly?
What credit score do I need?
How long must I have been in business?
How much revenue do I need?
Can I qualify with inconsistent deposits or recent overdrafts?
What documents will I need?