SAME-DAY FUNDING FOR APPLICATIONS FILLED OUT BEFORE 2 PM.
SBA BUSINESS FUNDING OPTIONS
Need business funding?
Start here.
Compare business loans and SBA alternatives. Without the hard credit pull.
$10M+
Generated Revenue
20K+
People Helped
$600M
Funded Nationally
Are we a match?
Check our minimum requirements.
1 Year
in business
Business
checking account
$360K
business annual revenue
550
personal FICO® score
How the funding process works
A simple path from request to review and next steps.
STEP 1
Apply
Securely connect your business in minutes, powered by Plaid and Experian. Applying is free and won’t affect your personal credit.
STEP 2
Approved in Minutes
A Stillwell Funds underwriter reviews your file. You’ll get a fast decision, plus a dedicated rep to answer any questions.
STEP 3
Funded Same Day
E-sign your offer and access your funds the same business day.
See the funding options available for your next move.
A one-time lump sum of cash with an eventual option to apply for more.
Features- Loan amounts from $25K - $1.5M
- Repayment terms up to 24 months
- Great for larger investments in your business
Compare flexible funding options built around your business.
See loan optionsWhat is an SBA loan?
SBA loans are offered by participating lenders and partially guaranteed by the U.S. Small Business Administration. They can offer longer repayment terms, but often involve more documentation and a longer process.
Potential benefits
• Longer repayment terms
• Competitive pricing for qualified businesses
• Larger funding possibilities
Important considerations
• Documentation requirements
• Longer approval timelines
• Possible collateral or guarantees
• Not every business qualifies
Eligibility and terms depend on the lender and applicant profile.
Alternatives when an SBA loan isn’t the right fit
Some businesses need a faster or more flexible structure. Stillwell Funds reviews options based on your current needs.
Term funding
• Fixed repayment structure
• Useful for planned investments
• Terms depend on the business profile
Line of Credit
• Credit limits from $6K - $200K
• Flexible repayment terms of 12, 18 or 24 months
• Great for keeping funds on hand
Review My Options
What real business owners say
Real experiences from business owners who worked with Stillwell Funds.
👤 Ahmed Abouelsaoud ⭐⭐⭐⭐⭐ “Caleb and Dominick at TMT Funding were fantastic. They actually got our deal across the finish line. Clear communication, no runaround, and they fought for a structure that worked for my business. They were professional, responsive, and straight with me the whole time. Refreshing to work with people who value trust and follow through. Highly recommend.”
👤 Justin Slagal ⭐⭐⭐⭐⭐ “I’ve dealt with quite a few different lenders and entities over the course of the past decade. Caleb and Dominick stand above the rest. They are both extremely impressive, responsive, and professional to work with. As a business owner who has poured my heart and soul into my company, I was impressed that their main focus was making sure they could help set up something that would be beneficial for the business, not just them as a lender. They were in touch every step of the way. This isn’t my first rodeo, however this experience was tremendously different than most, It’s not just shove something down your throat, 10 out of 10. Hoping to work with them long-term and build a business relationship.”
👤 Dylan Barnes ⭐⭐⭐⭐⭐ “Caleb and Amin were great. Super helpful, patient, knowledgeable and determined to deliver exceptional customer service. Highly recommend! Look forward to a continued business relationship.”
👤 Kevin Hamm ⭐⭐⭐⭐⭐ “Dominick was a refreshing surprise in an industry with a lot of empty promises and people who will mislead to make a quick buck. Dominick listened to the need, told the truth and delivered when most wouldn’t do the hard work to deal with obstacles. Dominick worked hard to earn a long term relationship and he delivered!”
👤 Teri Bonvicino ⭐⭐⭐⭐⭐ “Dominic and Caleb were absolutely amazing to work with, they helped very quickly! I would highly recommend using them if you are ever in a bind or need some business funding!”
👤 Charles Swan ⭐⭐⭐⭐⭐ “This company doesn’t mess around like other companies we dealt with. Caleb Stillwell is the MAN for sure. He takes care of his clients. He finds fast solutions and can get your company the funding you’re in need of. I highly recommend.”
👤 C. Geniva Erwin ⭐⭐⭐⭐⭐ “Caleb was fantastic and so attentive! We’re looking forward to a long term partnership with this dedicated team.”
Frequently asked questions
How long does the SBA loan process take?
Will I need collateral or a personal guarantee?
Why might an SBA request be declined?
What if I need business funding sooner?
Will my payments be daily, weekly, or monthly?
How much money will actually reach my business?
How should I compare the total cost of an offer?
Could funding now affect a future SBA request?
What is an SBA loan?
Does the SBA lend the money directly?
What credit score do I need?
How long must I have been in business?
How much revenue do I need?
Can I qualify with inconsistent deposits or recent overdrafts?
What documents will I need?
Start My Funding Request
SAME-DAY FUNDING FOR APPLICATIONS SUBMITTED BEFORE 2 PM
SAME-DAY FUNDING FOR APPLICATIONS SUBMITTED BEFORE 2 PM
BUSINESS FUNDING OPTIONS
Need business funding? Start here.
Compare business loans and SBA alternatives. Without the hard credit pull.
$10M+
Generated Revenue
20K+
People Helped
$600M
Funded Nationally
Are we a match?
Check our minimum requirements.
1 Year
in business
Business
checking account
$360K
business annual revenue
550
personal FICO® score
How the funding process works
A simple path from request to review and next steps.
STEP 1
Apply
Apply
Securely connect your business in minutes, powered by Plaid and Experian. Applying is free and won’t affect your personal credit.
Securely connect your business in minutes, powered by Plaid and Experian. Applying is free and won’t affect your personal credit.
STEP 2
Approved in Minutes
Approved in Minutes
A Stillwell Funds underwriter reviews your file. You’ll get a fast decision, plus a dedicated rep to answer any questions.
STEP 3
Funded Same Day
Funded Same Day
E-sign your offer and access your funds the same business day.
See the funding options available for your next move.
A one-time lump sum of cash with an eventual option to apply for more.
Features- Loan amounts from $25K - $1.5M
- Repayment terms up to 24 months
- Great for larger investments in your business
Compare flexible funding options built around your business.
See loan optionsWhat is an SBA loan?
SBA loans are offered by participating lenders and partially guaranteed by the U.S. Small Business Administration. They can offer longer repayment terms, but often involve more documentation and a longer process.
Potential benefits
• Longer repayment terms
• Competitive pricing for qualified businesses
• Larger funding possibilities
Important considerations
• Documentation requirements
• Longer approval timelines
• Possible collateral or guarantees
• Not every business qualifies
Eligibility and terms depend on the lender and applicant profile.
Alternatives when an SBA loan isn’t the right fit
Some businesses need a faster or more flexible structure. Stillwell Funds can help review options based on your current needs.
Term funding
• Fixed repayment structure
• Useful for planned investments
• Terms depend on the business profile
Line of Credit
• Credit limits from $6K - $200K
• Flexible repayment terms of 12, 18 or 24 months
• Great for keeping funds on hand
Review My Options
What real business owners say
Real experiences from business owners who worked with Stillwell Funds.
👤 Ahmed Abouelsaoud ⭐⭐⭐⭐⭐ “Caleb and Dominick at TMT Funding were fantastic. They actually got our deal across the finish line. Clear communication, no runaround, and they fought for a structure that worked for my business. They were professional, responsive, and straight with me the whole time. Refreshing to work with people who value trust and follow through. Highly recommend.”
👤 Justin Slagal ⭐⭐⭐⭐⭐ “I’ve dealt with quite a few different lenders and entities over the course of the past decade. Caleb and Dominick stand above the rest. They are both extremely impressive, responsive, and professional to work with. As a business owner who has poured my heart and soul into my company, I was impressed that their main focus was making sure they could help set up something that would be beneficial for the business, not just them as a lender. They were in touch every step of the way. This isn’t my first rodeo, however this experience was tremendously different than most, It’s not just shove something down your throat, 10 out of 10. Hoping to work with them long-term and build a business relationship.”
👤 Dylan Barnes ⭐⭐⭐⭐⭐ “Caleb and Amin were great. Super helpful, patient, knowledgeable and determined to deliver exceptional customer service. Highly recommend! Look forward to a continued business relationship.”
👤 Kevin Hamm ⭐⭐⭐⭐⭐ “Dominick was a refreshing surprise in an industry with a lot of empty promises and people who will mislead to make a quick buck. Dominick listened to the need, told the truth and delivered when most wouldn’t do the hard work to deal with obstacles. Dominick worked hard to earn a long term relationship and he delivered!”
👤 Teri Bonvicino ⭐⭐⭐⭐⭐ “Dominic and Caleb were absolutely amazing to work with, they helped very quickly! I would highly recommend using them if you are ever in a bind or need some business funding!”
👤 Charles Swan ⭐⭐⭐⭐⭐ “This company doesn’t mess around like other companies we dealt with. Caleb Stillwell is the MAN for sure. He takes care of his clients. He finds fast solutions and can get your company the funding you’re in need of. I highly recommend.”
👤 C. Geniva Erwin ⭐⭐⭐⭐⭐ “Caleb was fantastic and so attentive! We’re looking forward to a long term partnership with this dedicated team.”